blue cross blue shield medicare supplemental insurance

The kind of coverage available with an insurance plan always depends on the insurance company from which you purchase the plan. Many supplemental health care insurance plans offer cash benefits and compensation for lost income. Some supplemental health care insurance plans even cover pre-existing conditions; pre-existing conditions are prevalent among seniors.

Long term health care can be expensive. Without discount long term health care insurance most families cannot afford the care with only their own resources.

The good new is, there are 42 companies in Oregon that provide long term health care insurance. The bad news is, for many people the cost of such insurance is a severe financial strain. What are some things you can do to lessen the cost of the monthly premiums on a long term health care insurance policy.

Long term care insurance typically covers services such as nursing home care, assisted living, and adult day care. Long term care is designed to protect against an unaffordable catastrophic event or illness. Long term care can be expensive and may go as high as $200 a day in some areas. Always find out what the costs are in your area before deciding on a policy.

Long term care can also be considered as asset protection. If you can afford to purchase long term care protection, and your health has not been affected by an unfortunate event, it can be wise to purchase a policy. Many people don't think about long term care insurance until it's to late. You may want to check into your options now!



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